Posts Tagged ‘Insurance’
Wednesday, August 26th, 2009
Luv2Answer asked: I have heard on the news numerous times and watched interviews with people who “can’t get coverage.” Turns out that a lot of these people are eligible for and have access to very inexpensive catastrophic insurance with a high deductible. It would cover ER, cancer, heart attacks, major illnesses, surgeries etc. but it won’t cover a trip to a doctor for a cold or something like that.
I’m sorry but to me that IS insurance coverage. I’m so tired of people wanting everything for free. My tax dollars shouldn’t go toward paying for health care for someone who doesn’t want to pay their own way and will abuse the system.
David – If insurance pays “only” 80% of someones bills that might go into the millions then you honestly believe that “it’s not worth having insurance.”? Are you serious? Where else can you receive a million dollars worth of services for $20,000?
Boston health insurance
Tags: Health Insurance, Insurance, Interviews
Posted in Government | 3 Comments »
Wednesday, August 26th, 2009
Ugh!! asked: Im looking for a simple plan. I would take the highest deductable since im never sick.
25 Years Old
Live in Florida
White Male
Self Employed
Great Credit
Don’t Smoke
Never Sick
Thanks!!
Massachusetts health insurance unemployed
Tags: Insurance, Self Employed, Simple Plan
Posted in Insurance | 8 Comments »
Wednesday, August 26th, 2009
jasonthejedi asked: I’m quitting my job on October 24th (with a large employer) and am starting a job on the 27th. I won’t have insurance with the new job until November 1. This means my insurance will end at midnight on the 24th with Company A and begin at midnight on the 1st with Company B. That’s one whole week for those who can’t do math. However, I’m an extremely low risk person. Is it possible to get COBRA retroactively if something were to happen that one week? I ask because I don’t want to pay COBRA for one month, but I’d be more than willing to pay the price if something catastrophic (God forbid) were to happen that week.
I’m pretty sure termination of employment is covered by COBRA. I gave my two weeks. I’m not getting fired on the 24th.
Thanks for all the input so far! And yes about the midnight thing. I checked with HR and they told me it would end at midnight on my last day of employment. It’s pretty sad that they would do that even though I am leaving on good terms and have been with them for 6 years. However, it just adds one more reason as to why I don’t want to work for them anymore.
MA low cost self employed medical insurance
Tags: Insurance, Math, New Job
Posted in Insurance | 5 Comments »
Wednesday, August 26th, 2009
Freedom4 asked: (1) Insurance by definition is the transfer of risk from one party to another for a premium.
(2) If people did not have to get insurance until something catastrophic happened then nobody would and insurance would not be a transfer of risk. it would be the most expensive medical payment system in the world. No healthy people would have it.
(3) They do make a profit, but profit drives efficiency. Without it there is no driver for efficiencies and that is why if you take two identical businesses, one is run by the govt and one is run in the private sector, it costs the private sector 1/3 as much to run it. That si where the profit comes in and why the government should leave more up to the private sector.
(4) You liberals claim that people are just getting kicked off insurance as soon as they get sick, but that is very rare. If insurance companies got a reputation for doing so, then the free market would kick in and nobody would use that insurance company. I know my work would drop a company at the drop of a hat if they found out someone was refused payment for something that should have been covered, or was dropped.
MA high deductible health insurance
Tags: Efficiency, Insurance, Reputation
Posted in Government | 2 Comments »
Tuesday, August 25th, 2009
Tags: Insurance, Obama, Self Employed
Posted in Politics | 17 Comments »
Tuesday, August 25th, 2009
jenine asked: What are some cheap health insurance companies?
My mom is a single mom with 3 kids and a mom with Dementia that she is taking care of and a daughter that has disease. She does things for us but doesn’t worry about herself. I am worried about her health. She does not have insurance. She needs cheap but good insurance,any ideas?
Massachusetts high deductible health plan
Tags: Cheap Health Insurance, Dementia, Insurance
Posted in Insurance | 2 Comments »
Monday, August 24th, 2009
KttK008 asked: I have a 2500 deductable before my insurance pays 80/20 in network
shouldn’t you have carte blanche style medical care
$0 deductibles, paid prescriptions, dental, vision care etc
you get sick you go to the doctor period
thats what insurance is for right?
temporary health insurance Massachusetts
Tags: Deductibles, Dental Vision, Insurance
Posted in Insurance | 5 Comments »
Sunday, August 23rd, 2009
daisy_crazy32 asked: After 13 years with my husband, he is leaving me. I have always been on his health plan because I am self-employed. Can anyone offer me any advice on where to find providers? I have no idea where to start.
self employed medical insurance Boston
Tags: 13 Years, Insurance, Self Employed
Posted in Insurance | 6 Comments »
Saturday, August 22nd, 2009
mums_the_word asked: I just came home from being at school and found out that since I’m no longer a student, I won’t be on my father’s insurance plan. However, without that, I don’t have any insurance and have no way of going to the doctor. I’m 9 1/2 weeks and I haven’t been yet because of this whole health insurance issue and I know I need to go, but I just don’t know how.
Any advice? Any cheap insurance agencies? I live in Massachusetts if that helps, Boston area.
Massachusetts family major medical health insurance
Tags: Advice, Health Insurance, Insurance
Posted in Pregnancy | 10 Comments »
